Rate Filings Must Be Public Unless Insurers Can Prove Disclosure Hurts Competition

The Lund Report
The Department of Justice affirmed that the standard is based on a 2007 law; last year, Regence BlueCross BlueShield withheld information from the public in its rate filing.


April 26, 2013 -- Oregon health insurers that want to keep parts of their rate review filings secret may have to show that public disclosure will hurt overall marketplace competition, and not just their own bottom line.

Insurance Division Lowers Requirements for Health Insurance Sold Outside Cover Oregon

The Lund Report
At the request of Regence BlueCross BlueShield and Lifewise, the state will require a silver plan, but not a gold plan to sell health insurance outside the exchange. All insurers selling health plans in Cover Oregon must still offer a gold plan.


March 29, 2013 — Oregon’s Insurance Division changed a requirement that all insurers offering plans outside the Cover Oregon exchange next year offer a gold-level plan following a request from insurers such as Regence BlueCross BlueShield and Lifewise Health Plan.

Cambia/Regence Investment in CoPatient Raises Questions

The Lund Report
OSPIRG suggests there’s a potential conflict of interest between an insurer and a company designed to help people find errors and overcharges on their insurance bills

November 21, 2012 -- A potential conflict of interest exists between an organization set up to help people resolve their health insurance bills, known as CoPatient, and the non-profit parent corporation of an insurance company, Cambia Health Solutions which derives its income from the investment portfolio and surpluses of Regence BlueCross BlueShield of Oregon and other Regence plans in Washington, Idaho and Utah.

That’s the concern of Jesse Ellis O’Brien, the healthcare advocate for OSPIRG, a consumer group that stands up to powerful interests.

A New Way of Shopping for Health Insurance Gets a Trial Run

The Lund Report
Oregon’s health insurance exchange, which gets under way in October 2013 needs to make certain consumers have easy access to information about the total cost of a health plan, the author maintains

OPINION – November 8, 2012 -- Earlier this week, I took part in a trial run of the user interface system for the website of the Oregon health insurance exchange—now called Cover Oregon.

Critics Charge Providence Rate Hike Request Based on Incomplete Data

The Lund Report
If the 15.7 percent rate hike is approved, some people plan to drop coverage
August 8, 2012 -- Providence Health Plans has not provided sufficient justification for its proposed 15.7 percent rate increase for individual members, and the Insurance Division should not approve it until more information is known, a healthcare analyst for the OSPIRG Foundation said.

Regence Rate Hike Not Justified

The Lund Report
OSPIRG Foundation analysis finds problems, gaps in insurer’s rate filing
August 8, 2012 -- Regence BlueCross BlueShield of Oregon’s proposal to raise rates for Oregonians with individual health insurance plans does not measure up, according to a new OSPIRG Foundation analysis released today. OSPIRG Foundation’s analysis can be viewed online at the following

Providence Health Plans Asks for 15.7 Percent Increase

The Lund Report
The Oregon Insurance Division will hold a public hearing on the rate request on August 2

July 11, 2012 -- Providence Health Plans is seeking a 15.7 percent average increase for people who purchase their own coverage starting November 1. If approved, 12,162 Oregonians would be impacted. The actual rate increase depends upon a person’s age and whether their family members are on their insurance plan.

A public hearing is scheduled for August 2 starting at 1:30 in the Labor and Industries Bldg. in Salem.


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