At a time when healthcare costs are rising, couples struggling with infertility are fighting to navigate a system that’s not set up to help them — at great personal cost.
June 23, 2026
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Nicci Schaefer-Limbach and her husband Jordan Schaefer-Limbach turned to in-vitro fertilization to have their daughter, Luella Ray Schaefer-Limbach, who was born in 2022. Every year, they celebrate not only her birthday but also the day in February when the embryo transfer was made. “That's a holiday in this house,” Nicci Schaefer-Limbach said. “That's love child day.”
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COURTESY PHOTO
Stacy Ochoa and her husband needed money for healthcare, so they sold a car and borrowed money from family.
