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Bulletin 2018-3: Automobile Insurance Policy Rating for Persons of Non-Specified Gender

April 16, 2018

Summary:
This Division of Financial Regulation (DFR) Bulletin provides guidance for auto insurers regarding the new Department of Transportation, Driver and Motor Vehicle Services Division (OMV) rule which allows the election of "X" for not-specified as a person's sex on their driver license, driver permit, or identification card.

Auto insurers that have rating plans which rate using the sex or gender of the insured are required to accommodate consumers who designate their sex as not-specified. Rating plans, rating systems and applications that do not allow applicants who designate their sex or gender as not-specified to obtain coverage from an insurer will be considered unfairly discriminatory on the basis of sex.

To read this and other bulletins and get more information, please visit the Division of Financial Regulation's Bulletins page at: http://dfr.oregon.gov/laws-rules/Pages/bulletins.aspx


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