basic health plan

Stakeholders Want Basic Health Option on Exchange for 2018

A legislature-commissioned workgroup has found a compromise solution that insurers, brokers and providers will be more likely to support, setting a highly-regulated and standardized basic health insurance plan on the exchange, provided by multiple companies and paying providers rates similar to Medicare, while still offering lower premiums and eliminating deductibles and coinsurance for consumers under 200 percent of poverty.

The Oregon Health Authority is putting the finishing touches on the state’s revised designs for a  Basic Health Plan, breaking considerably from earlier proposals that would have simply expanded the coordinated care organizations to cover more working-class adults.

Basic Health Plan Discussion Focused on Policy Paper by December

House Bill 2934 has been downsized from a directive to the federal government to a work group discussion that will flesh out the policy and further inform the debate for the Legislature in 2016. Advocates say the move will not delay the potential implementation of a health plan for immigrants and working-class Oregonians in 2017.

The state took a baby step towards implementing a Basic Health Plan, which would provide healthcare for thousands of legal immigrants left uninsured by Obamacare and tens of thousands of low-income people who currently qualify for subsidized health insurance on the exchange.

Basic Health Could Expand Universal Care and Bolster Reach of CCOs

Wakely Consulting Group and the Urban Institute say that the state can use the subsidies from the insurance exchange to pay for all but $25 million of a plan to expand no-cost coordinated healthcare to as many as 87,000 people.

For $25 million, the state of Oregon could be poised to expand universal healthcare for residents up to 200 percent of the federal poverty level, saving these residents an average of $1,600 in healthcare costs a year while providing them with more complete coverage than they’d get from private in

State Committee Advises Against Basic Health Plan for Working Class

Despite a separate, $70,000 study commissioned to flesh out how a Basic Health Plan for the working poor might work, the Medicaid Advisory Committee recommended against the concept and reported its findings to the Oregon Health Policy Board.

An Oregon Health Authority committee has thrown cold water on the idea of a Basic Health Plan for residents who earn less than 200 percent of the federal poverty level but don’t qualify for Medicaid.

Health Committee Approves Basic Health Plan Study on First Day of Session

The Lund Report
House Bill 4109 would cost an estimated $60,000 and task the Oregon Health Authority with studying the concept of a state-run health plan for working-class Oregonians who don’t qualify for Medicaid. It is opposed by Rep. Jason Conger, who didn’t want to restrict options.

The drive toward a Basic Health Plan for working-class Oregonians leaped over its first hurdle, as House Bill 4109 passed out of the House Health Committee 7-1 on the first day of the 2014 session.

2014 Session to Consider Study of Statewide Basic Health Plan for Lower Incomes

The Lund Report
The so-called Basic Health Plan, envisioned in the Affordable Care Act, could be made available to people with incomes below 200 percent of poverty, who don’t qualify for the Oregon Health Plan. Rep. Mitch Greenlick has supported a bill asking the Oregon Health Authority to study the idea for the 2014 session and it could become available as early as 2016.

For thousands of people who have struggled to find affordable health insurance because of the failures of Cover Oregon, a distant hope may be on the horizon — a so-called “Basic Health Plan,” in which the state would offer a health plan to low-income people who don’t qualify for the Oregon Health Plan.

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