Rejections Increase as Policy Prohibition Nears
August 21, 2009 -- It’s a foregone conclusion these days that if any healthcare reform bill passes Congress this year it will end the practice of rejecting individuals for health insurance coverage because of pre-existing conditions. Until then, insurers are continuing to reject as usual.
In Oregon, despite the inevitable shift in national policy, the percentage of individuals rejected actually increased.
Rejection rates have generally held steady over the past several years, hovering above one in five, but slightly below one in four. The overall rejection rate over the past year was 23.9 percent for Oregon insurers and 22.2 percent for all insurers offering individual plans in Oregon.